Best prediction market apps in 2026: how to choose one
7 min read
By Turk, founding engineer at Totalis. We build the combo platform for prediction markets on Hyperliquid.
The best prediction market apps in 2026 are Totalis, Kalshi, Polymarket US, Robinhood, Polymarket and Limitless. Where you live decides most of the choice, then who holds your money and what you want to trade. We build Totalis, which is not available to anyone in the US.
Contents
The short answer#
The best prediction market apps in 2026 are Totalis for Combos across sports, crypto, finance and esports outside the US; Kalshi for the widest range of regulated markets; Polymarket US for Polymarket's markets in the US; Robinhood for event contracts next to your brokerage account; Polymarket for self-custody where it isn't restricted; and Limitless for USDC trading on Base.
How to choose a prediction market app#
- Where you live. Kalshi's Member Agreement bars the UK, Canada and Australia, and Polymarket's geographic restrictions page makes the US and the UK close-only on its international app.
- Who holds your money. Kalshi, Polymarket US and Robinhood hold US dollars for you. Polymarket's international app is non-custodial, and Limitless keeps your USDC in your own wallet on Base.
- Identity checks. Polymarket US needs your Social Security number before you deposit, and Kalshi verifies every account with a driver's license or passport.
- What you want to trade. Polymarket's combos cover sports only, while Kalshi's combos span sports, entertainment and more. For sports alone, see the best prediction markets for sports; for crypto, bitcoin price prediction markets.
- Fees. Many charge most near a 50% price, as in Polymarket's taker fee of rate × p × (1 − p).
Compare prediction market apps at a glance#
As of 10 November 2026:
| Platform | Custody | Availability | Combos | Markets | Best for |
|---|---|---|---|---|---|
| Totalis | Your wallet; Combos in the vault, USDC | Not US; invite code | 2 to 5 legs | Sports, crypto, finance, esports, economics | Combos across categories |
| Kalshi | Custodial, USD | US and many countries; not UK, Canada, Australia, India | Yes, by request for quote | Finance, economics, climate, culture, sports | Regulated range |
| Polymarket US | Custodial, USD | US, with state restrictions | 2 to 10 legs | Sports, politics, crypto and more | Polymarket in the US |
| Robinhood | Custodial, USD | US residents 18+; some states limited | Up to 10 legs | Sports, politics, weather, commodities, entertainment | One app with your brokerage |
| Polymarket (international) | Non-custodial, pUSD | Not US; close-only in the UK, Australia and more | Sports only | Crypto, sports, politics and more | Self-custody where allowed |
| Limitless | Your wallet, USDC on Base | Not US, Ontario, Alberta and more | Curated Packs, 2 to 10 | Crypto, sports, finance, politics | USDC on Base |
Fees compared#
C is contracts and p the price. Lowest-fee prediction markets compares 11 platforms with a worked example.
| Platform | Single trades | Combos |
|---|---|---|
| Totalis | 0.1% plus Hyperliquid's fee | 1.5% of stake on entry, 1% of profit |
| Kalshi | On expected earnings, by market | Per its fee schedule |
| Polymarket US | Θ × C × p(1 − p), Θ 0.095 falling to 0.0695 with volume | Own combo curve, no maker rebate |
| Robinhood | k × p(1 − p), k 5% or 10%, max $0.01 per contract, plus exchange fee | No combo fee stated |
| Polymarket (international) | Rate × C × p(1 − p), rate 0 to 0.07 | Rate 0.05 |
| Limitless | 0.40% AMM; 5% × (1 − p) taker on newer venues | 10% built into the Pack multiplier |
Full published schedules: Totalis · Kalshi · Polymarket US · Robinhood · Polymarket · Limitless
1. Totalis#
Overview: A prediction market app on Hyperliquid that trades HIP-4 outcome markets as singles on the HyperCore order book, or as Combos of 2 to 5 legs that pay in full only if every leg wins. Market makers compete to quote each Combo and you take a quote with one signature (how Totalis Combos are quoted and settled).
Best for: Sports, crypto and finance in one position outside the US; see prediction market combos.
Fees: Combos pay 1.5% of stake on entry and 1% of profit on a win, so a 10 USDC Combo quoted at 25 USDC returns 24.8485 USDC if every leg wins. Singles usually pay a 0.1% builder fee plus Hyperliquid's outcome fee.
Custody: Combos sit in the Totalis vault on HyperEVM, and settlement starts within about 10 seconds of the deciding leg. You can ask makers to buy a Combo back early, though a maker may not bid.
Availability: Not available to US persons or anyone in the US, per the Totalis terms of service. Signing up takes an invite code.
Limitations: Far fewer markets than Kalshi or Polymarket, and far less volume on HIP-4 than on either (HIP-4 volume has the daily figures). The maximum stake is 1,000 USDC. A market joins Combos within 7 days of its event if it has a live price, and some are excluded. At 08:55 UTC on 11 November 2026, 140 of 276 listed markets could join a Combo, but not yet the December Fed rate decision.
2. Kalshi#
Overview: KalshiEX LLC is a CFTC-regulated Designated Contract Market. Its iPhone app covers finance, economics, climate, culture and sports.
Best for: The widest range of regulated markets.
Fees: Charged on each contract's expected earnings, at rates that vary by market.
Custody: Custodial; per the same listing, its affiliate Kalshi Klear holds member funds.
Availability: Kalshi accepts traders from many countries, but its Member Agreement bars the UK, Canada, Australia, India, France, Italy and others; Kalshi alternatives covers where else to go.
Limitations: A combo fills only if someone quotes it, and a filled combo can't be cancelled or reversed.
3. Polymarket US#
Overview: A separate exchange "operated by QCX LLC d/b/a Polymarket US, a CFTC-regulated Designated Contract Market", per polymarket.us. It has iPhone and Android apps.
Best for: US traders who want Polymarket's markets, with combos of 2 to 10 markets.
Fees: Takers pay Θ × C × p(1 − p), Θ falling from 0.095 to 0.0695 with 30-day volume.
Custody: Custodial: your dollars sit in a dedicated customer account separate from operating funds.
Availability: The US, with state restrictions. As of 11 November 2026 the iPhone listing excludes Nevada, and Michigan's agreement with Polymarket US stops new sports contracts there and requires remaining sports positions to close by 25 November.
Limitations: Full identity checks, including your SSN, before you deposit.
4. Robinhood#
Overview: Event contracts through Robinhood Derivatives and CFTC-regulated partner exchanges, across sports, politics, weather, commodities and entertainment.
Best for: Robinhood investors who want custom combos of up to 10 legs.
Fees: k × p × (1 − p) per contract, k 5% with Gold or 10% without, capped at $0.01, plus an exchange fee of up to $0.01.
Custody: Custodial, through an approved Robinhood Derivatives account.
Availability: US residents 18 and over. Maryland, Michigan and Nevada residents can't trade sports contracts, and since 2 November 2026 Ohio and Utah residents can't open new ones in some categories.
Limitations: Trading is in the mobile app only, and a combo opens and closes fill-or-kill, so closing one can fail.
5. Polymarket (international)#
Overview: Polymarket.com trades on Polygon with pUSD, a token backed by USDC.
Best for: Self-custody where it isn't restricted.
Fees: A category rate times C × p(1 − p), from 0 on geopolitics to 0.07 on crypto; combos pay 0.05; makers pay nothing.
Custody: Non-custodial.
Availability: Close-only in the US, the UK, France, Germany, Australia and Ontario, among others: you can exit positions but not open new ones. Its terms of use prohibit using a VPN to get around this.
Limitations: Combos cover sports only: moneyline, spread and total.
6. Limitless#
Overview: A prediction market on Base that uses USDC as collateral.
Best for: USDC trading from your own wallet outside the US.
Fees: 0.40% on AMM markets; on newer order-book venues, takers pay 5% × (1 − price). Makers pay nothing.
Custody: Your wallet.
Availability: Its terms bar trading from the US, Ontario and Alberta, among others.
Limitations: Packs are bundles of 2 to 10 predictions picked by Limitless, with a 10% fee in the multiplier and no early cash-out.
Other options. Hyperliquid lists the same HIP-4 outcomes with no combos (how to trade them there); its interface terms exclude the US and Ontario. SX Bet's terms exclude the US, the UK, Australia, France, Germany and Spain, among others. Crypto.com's sports event trading is for US users only.
Where can you trade prediction markets?#
As of 10 November 2026. "Doesn't name" means the terms don't list a country, which isn't a promise of access; local law still applies.
- US: Kalshi, Polymarket US, Robinhood and Crypto.com. Totalis, Hyperliquid, Limitless, SX Bet and Polymarket's international app are not available; Hyperliquid and US users explains Hyperliquid's case.
- UK: Kalshi and SX Bet exclude the UK, and Polymarket's international app is close-only there. The terms of Totalis, Limitless and Hyperliquid don't name the UK; Totalis and Hyperliquid can restrict more places.
- Canada: Kalshi excludes all of Canada. Polymarket is close-only in Ontario, British Columbia, Alberta and Quebec, and Hyperliquid, Limitless and SX Bet exclude Ontario.
- Europe: Kalshi excludes France, Italy, Ireland and Poland, among others; Polymarket is close-only in France, Germany, Italy and more; SX Bet excludes France, Germany and Spain.
- Australia and India: Kalshi excludes both. Polymarket is close-only in Australia, and SX Bet excludes it.
Totalis's terms also exclude any jurisdiction Totalis designates or where use would be illegal, and forbid using a VPN.
How we evaluated these apps#
We scored availability, custody, identity checks, combos, fees and market range, using each app's own docs, terms, help centre or App Store listing, verified on 8 to 10 November 2026. We build Totalis.
Verdict#
If you're outside the US and want Combos that mix sports, crypto and finance, choose Totalis; anyone can browse Totalis markets before getting an invite code. In the US, choose Kalshi for range, Polymarket US for Polymarket's markets or Robinhood if you already invest there. Outside the US with your own wallet, Polymarket where it isn't restricted, or Limitless.
About the author#
Turk is a founding engineer at Totalis, the prediction market app on Hyperliquid.
Sources and further reading#
- Kalshi Member Agreement, accessed 2026-11-10
- Polymarket geographic restrictions, accessed 2026-11-10
- Polymarket US fee schedule, accessed 2026-11-10
- Robinhood event contracts overview, accessed 2026-11-10
- Limitless terms of service, accessed 2026-11-10
- Totalis fees and limits, accessed 2026-11-10
Related: Polymarket alternatives · Hyperliquid vs Polymarket vs Kalshi · Why we say Combo
FAQ#
What is the best prediction market app in the UK?#
Kalshi and SX Bet exclude the UK, and Polymarket is close-only there. Totalis, Limitless and Hyperliquid don't name it; check their current terms and UK law first.
Can I trade prediction markets on Robinhood?#
Yes, as a US resident aged 18 or over with an approved Robinhood Derivatives account, in the mobile app. Some states can't trade sports.
Which prediction market apps work in the US?#
Kalshi, Polymarket US, Robinhood and Crypto.com; some exclude states such as Nevada. Totalis doesn't serve the US.
Do prediction market apps need ID?#
Kalshi, Polymarket US and Robinhood verify your identity first. Totalis and Limitless have no standard ID step but may ask for proof of eligibility.
This article is for informational purposes only and is not financial advice. Prediction market positions can lose their entire value. Availability of markets and features depends on your jurisdiction and each platform’s terms.